Privacy Policy
Himmah’s Privacy Policy and Guidelines
Himmah Platform for Debt-Crowdfunding (“Himmah” or “we”, “us” or “our” in this privacy policy) is a closed joint stock company, licensed by the Saudi Central Bank under license number (_)1 to engage in crowdfunding activities. At Himmah, we prioritize your privacy and are dedicated to safeguarding your personal information. This privacy policy (“Privacy Policy”) explains how we manage your personal data and outlines your privacy rights. By accessing the websites, mobile sites or other online properties through which we offer our Services (“Platform”), you consent to the terms outlined in this policy. Please read this Privacy Policy in conjunction with our General Terms and Conditions (“General Terms”) and any related documents mentioned here and in the General Terms.
More about us: We are a Closed Joint Stock company incorporated under the laws of the Kingdom of Saudi Arabia, with commercial registration number (1010831460)2 and with our registered head office address at (King Khaled Road, Hittin District )3, Kingdom of Saudi Arabia.
For any additional information or to exercise your rights, contact us at (info@himma.sa)4.
Policy Changes
By continuing to use the Platform or our Services after any amendments to this Privacy Policy, you are indicating your acceptance of the updated terms. From time to time, we may update our Privacy Policy. Whenever we make changes, the date and version number at the top of this page will be revised. It’s important for you to periodically review this page to stay informed about the current version of our Privacy Policy. If we implement significant updates, we will notify you via our website, application, or email.
Data Processing and Usage
Himmah is committed to protecting your personal information and using it responsibly to enhance your experience and meet regulatory standards. The terms and conditions detailed here explain how Himmah gathers, uses, and shares your personal information.
When you register, we collect your name and contact details, which facilitates smooth communication with Himmah and helps in saving your preferences and transaction history. If you apply for employment or become an employee, we collect necessary information, including your National ID, Iqama, or passport number, essential for processing your application or retaining you as an employee. When it comes to mobile devices, we might collect unique identifying information broadcasted from your device when you visit our website or branches. This helps us maintain security and provide better Services. Services mean any products, services, content, features, technologies, or functions, and all related websites, applications and services offered to you by us.
Your data might be shared with business partners, such as Credit Rating Agencies, to process finance applications. Additionally, we submit your information to government entities. Also, if we communicate with you via email, we use tools to track when you open our messages, click links, and make purchases.
In case you provide feedback or contact us for support, we gather your name, email address, and any additional content you share, ensuring we can respond appropriately. According to Saudi Central Bank regulations, we retain this information for 10 years after your account is closed. Signing up for our mailing lists involves collecting your email address or mobile number.
We use your personal data to verify your identity and comply with regulatory requirements. We also use your information to ensure you can access our Platform and its features effectively. This includes verifying your account details to facilitate login and enable the use of various Services. This is done so we ensure a safe and secure Platform by using your mobile number, log data, and unique device identifiers for troubleshooting, data analysis, fraud prevention, system maintenance, support, reporting, and data hosting.
In addition to access management, we may contact you through SMS and email to share details about Services that we believe might be of interest to you. We respect your right to opt out of these communications at any time. Moreover, improving your experience on our Platform is a priority. We analyze the information we collect to personalize the content you see, understand your usage patterns, evaluate the effectiveness of our marketing campaigns and conduct market research and statistical analysis to refine our offerings.
If you apply for a finance facility, we collect personal, commercial, and credit information as required by Saudi Central Bank. This information is retained for a minimum of 10 years after account closure and used to provide requested Services, process applications, inform you of Service changes, and respond to inquiries and complaints. It also aids in offering initial credit quotations, performing security and verification checks, detecting and reporting regulatory compliance issues, and assessing financing and takaful risks. Furthermore, we use this information to collect owed amounts, enforce agreements, improve customer service, and determine product suitability.
Company Under the Supervision and control of The Saudi Central Bank (SAMA). Under license No. XXXXX
The capital is 15M Saudi Riyals.
Commercial Registration No: 1010831460. Unified No: 7031147122. Tel. +966556630382
King Khaled Road, Hittin District, Riyadh, Kingdom of Saudi Arabia.
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